Home   About Us   Property Types   Commercial Loans   SBA Loans   Hard Money Loans   Recent Closings   Contact Us   Brokers   Investors RETAIL From single-tenant, net-leased retail properties to anchored and non-anchored shopping centers, CL&I will help you achieve your financing goals. We have experience with retail acquisitions, refinancing and development loans. We have available a variety of loan structures for retail properties including 10-year balloon mortgages, long-term fully amortizing loans, and loans with interest only components. If you are involved in a 1031 tax-free exchange, our lenders can help you work through and meet the specific time constraints inherent in these transactions. For properties that are either underperforming or still in the lease-up phase, CL&I can structure financing combinations that allow greater leverage and provide earn-out provisions when operating goals are achieved. CL&I experience in the marketplace will prove a valuable asset in guiding you to make an informed decision in choosing the right mortgage for your current situation. From first mortgage/mezzanine combinations that can achieve greater leverage than would otherwise be possible, to earn-out structures that reward the owner for successfully executing his business plan, CL&I can customize a retail or shopping center loan for you. Shopping Center Retail Loans CLASS A $1.5M - $50M Retail Loan rates from 6.5% .06/1/3/5/7/10/15/20/25 years fix Less than 10 years old LTV up to 80% Points varies according to loan size Recourse and Non Recourse CLASS B/C/D $300K - $50M Retail Loan rates from 7.5% .06/1/3/5/7/10/15/20/30 years fix Any age Any type LTV up to 90% Personal guarantees required C & D's any condition higher rates & points Points varies according to loan size