CL&I offers a number of rate and term choices to fit your industrial loan situation and get you into your industry property more comfortably. We know that picking the right industrial loan package should make financial sense, so we provide you with different commercial loan options.

CL&I typically considers commercial loans for industrial properties used in the following ways: research and development, storage, some assembly, manufacturing, light industrial, mixed, packaging, and other similar zoning types. There are a variety of factors that influence your ability to secure financing for your industrial property. Some of these may include such details as how close to major freeways or highways the industrial property stands, appraisals, credit histories, etc. Other considerations typically include:

• Tenant mix
• Rent rolls (preferably with expirations staggered)\
• Operating statements
• Local markets
• Property maps, pictures, and description

Because industrial loans can be quite comprehensive, it's nice to know that a CL&I representative will help you know how to properly prepare and qualify for the industrial loan that fits your circumstances. In considering an industrial property loan, your investment goals and business needs are often taken into consideration. Goals such as:

• Short term growth
• Long term growth
• Flexibility
• Maximize cash flow
• Investment and partnerships
 

CL&I works with your goals and needs and compares available rates and terms and loan programs to get you the best industrial loan program for your commercial investment goals.